Now that Bitcoin is still making headlines following its recent $126,000 All-Time high milestone, investor minds are focusing on the next big gainers within the wider market. Traditionally, all the big Bitcoin rallies have been the aftermath of an epic altcoin season during which newer coins whose underpinnings are solid deliver big gains. During this cycle, Mutuum Finance (MUTM) is the breakout star.
While Bitcoin remains one of the best performers, Mutuum Finance is promising investors the next giant in DeFi. Already in Phase 6 of presale, MUTM is valued only at $0.035 with the presale phase boasting over 65% sold out. So far, the project has been able to raise over $17.25 million courtesy of having been able to attract over 16,860 dedicated investors. As Bitcoin forms the foundation of the current bull run, Mutuum Finance is proving to be the high-potential altcoin that will bring the next explosion in fast growth within the decentralized finance.
Bitcoins’ New Age
The classical four-year cycle of rallies driven by the halving is slipping away from Bitcoin, believes BitMEX founder Arthur Hayes. He is sure that the BTC price is increasingly unrelated to the mining rewards and is connected with the global trends of liquidity rather, so the price increasingly less corresponds to the blockchain mechanics underlying.
His theses are justified by the data, Bitcoin has gained over 47% since June stimulated by enormous injections of the People’s Bank of China’s, as well as the U.S. Federal Reserve’s, liquidity.
If this new pattern is continued, the next rally by Bitcoin will perhaps not wait for the 2028 halving but rather gain speed together with the current inflows of capital and relaxing monetary terms.

Mutuum Finance Shines in 2025
Mutuum Finance (MUTM) is all good steam ahead, having raised well over $17.25 million during Phase 6 presale and having taken in over 16,860 individual holders. Well over 65% of Phase 6 has been sold up to present. The early bird investors are positioning themselves for hopefully humongous paydays when MUTM debuts on the open market.

Mutuum Finance Lending & Borrowing Protocol Expected
Mutuum Finance is planning to deploy its lending and borrowing protocol, Version 1, onto the Sepolia Testnet during Q4 2025. The protocol will include liquidity pools, mtTokens, debt tokens, as well as a liquidator bot. ETH will be supported alongside USDT on the inaugural day to be open to lending, borrowing, as well as collateralization, to set up an all-purpose DeFi platform oriented around convenience, security, as well as usability.
Mutuum Finance protocol is founded on the close-order book architecture for market risk management as well as illiquidity protection. Basic components like close-level terms, liquidation levels, and liquidator incentives are properly dynamically determined such that secure and reliable lending is sanctioned. The Loan-to-Value (LTV) ratios as well as the liquidation factors are dynamically changed based on the volatility of the assets such that riskier assets are managed under harsher loan term. Extra risk-weighted multipliers are also employed over the specified asset classes for stability, security, as well as resilience even under stress market conditions.
Top Cryptocurrencies to Invest in Now
With Bitcoin rocketing above $125,000 and redrawing the market story beyond the cycles of halving, intelligent investors are keenly searching correlated plays with better growth prospects, and Mutuum Finance (MUTM) is quickly becoming the obvious frontrunner. Priced as low as $0.035 during Phase 6 presale, the coin has already raised over $17.25 million from over 16,860+ investors, with over 65% of the tokens sold.
The dual-lending platform, risk-adjusted preset LTV architecture, and close-order book design set the new benchmark for security and scalability for decentralised finance. Helped by the brilliant presale success and an upcoming lending and borrowing protocol launch on Sepolia Testnet later this quarter, the presale by Mutuum Finance is poised to ride the same liquidity-driven uptrend powering the growth in Bitcoin. Get into the presale by Mutuum Finance today and take an early seat before the market explodes.
For more information regarding Mutuum Finance (MUTM) please use the following links:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance