Ripple and Gemini Join Forces with XRP Rewards

Ripple is stepping into a new era as significant strides are being made with the company’s recent developments, closing various legal battles and seeing an increase in Exchange Traded Product inflows as well as strategic acquisitions. By 2025, long-time XRP Coin holders finally began to see the fruits of their investments. However, the story for XRP Coin is not ending. Gemini recently unveiled crucial updates regarding its operations.

What is Gemini’s New Initiative?

Gemini, in a notable partnership with Ripple, launched a new XRP version of its credit card. This move is designed for U.S. customers and provides rewards in XRP Coin. Users can earn up to 4% back on gasoline, electric vehicle charging, and shared rides, along with additional cashback rates of 3% on dining and 2% in supermarkets. With this initiative, spending with XRP becomes a unique way to potentially boost one’s investments, offering cashback rates as high as 10% in select stores.

How Does XRP Stand Out?

Gemini’s focus on XRP Coin is due to its outstanding price performance. This upswing gained momentum after anticipation of Trump’s election and Gensler’s resignation on January 20th, culminating in a peak that added significance to the 4% rewards. The potential near 500% appreciation of cryptocurrencies amassed through rewards turns those into an approximate 20% discount on purchases. This highlights the enduring attraction of credit cards with crypto reward features.

As of July 27, 2025, users of the Gemini Credit Card experienced an incredible 453% growth in their XRP rewards, marking the highest percentage growth amid other reward currencies for Gemini Card users. The value leapt from $73,700 to over $407,000, according to Gemini.

Tyler Winklevoss, Gemini’s co-founder and CEO, called their credit card a step toward the future of finance. Through the exclusive XRP edition, they aim to give customers as well as the XRP community new opportunities to showcase their affinity and dedication to XRP.

From these developments, the partnership between Ripple and Gemini delivers several tangible insights:

• The collaboration introduces innovative financial tools by integrating XRP into everyday spending.
• XRP’s performance plays a significant role in redefining reward systems through enhanced cashback strategies.
• Consumers are offered not just rewards, but a path to potentially increase financial holdings.

Gemini’s collaboration with Ripple signals a new chapter in the crypto space, turning everyday transactions into potential wealth-building tools with strategic innovations like the XRP credit card. This initiative promises to further entrench XRP’s status in the realm of digital finance.