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The fight to become the next big crypto is gaining momentum, and investors are asking which coin under $1 has a realistic chance to usurp Dogecoin (DOGE) in market rankings? Shiba Inu (SHIB) has been a long-time favorite, based on community sentiment, and a history of surprising comebacks. However, the market is maturing, and astute investors are looking beyond hype tokens to tokens that bring real innovation and growth to the table. Enter Mutuum Finance (MUTM).
Now in Phase 6 of its presale and having sold out over 65%, MUTM brings together DeFi innovation and strong presale form, a structured, community-led roadmap that places it in a position to compete, and potentially outstrip, the old-school meme coins. With the presale advancing fast and its token set to enable both utility and growth, Mutuum Finance will certainly overthrow DOGE.
Shiba Inu (SHIB): Is It the Meme Coin to Put Money On Anymore?
Shiba Inu (SHIB) has long been a retail investor darling, and it still seems to be holding steady, ranging near $0.000012, which could indicate a potential jump back to key resistance and the 200-day EMA. Volumes have come off slightly, but increasing ETF speculation and increasing institutional demand are a green light and indicate that SHIB may be in line for a shot of new strength.
Analysts projecting a breakout to $0.000015 anticipate a run to $0.000021, particularly if buying momentum increases. But as enticing as these levels are, the real question, for investors looking for under-$1 cryptos that have real breakout potential, remains, is Shiba Inu the best coin or perhaps there’s another participant building stealthy momentum waiting in the wings?
Dominance of Mutuum Finance During Q4
The presale of Mutuum Finance has already reached Phase 6, having collectively generated more than $17.25 million and recording a total of 16,910 investors. It has been a display of increasing confidence in the direction of the project and makes Mutuum Finance a highly viable ecosystem for investors aiming for sustainable return and long-term gain.
The protocol further contains an active Loan-to-Value (LTV) mechanism and liquidation process that react to price shock automatically to set firmness in the wake of fluctuations. Reserve multipliers between 10% and 35%, which are adjusted based on collateral risk profiles, contain yet another level of surety, thus making the platform firmer as well.
MUTM also has a $50,000 USDT Bug Bounty Program whose vulnerability classification consists of four levels, that is, critical, the major, the minor, and the low. This is enhanced further by the open architecture design of the platform coupled with security-by-design, rendering the DeFi protocol secure, stable, and robust to the users.
Mutuum Finance Borrowing & Lending Protocol
Next up for the platform is the release of the revolutionary lending and borrowing protocol. Version 1 (V1) of the protocol will be launched on Sepolia Testnet in Q4 2025, and it will have key functionalities to include the liquidities pools, mtTokens, debt tokens, and liquidator bot. Day-one support to borrow, lend, and collateralize the ETH and USDT will be there and the users will be able to have an open-ended, scalable, and efficient DeFi experience.
Mutuum Finance Emerges the Winner
Whereas Shiba Inu (SHIB) stabilizes around $0.000012 with upside to $0.000021, Mutuum Finance (MUTM) presents a viable alternative to investors in search of utility-driven growth below $1. With Phase 6 of MUTM’s presale having grossed more than $17.25 million from over 16,910 investors, with tokens sold already making up 65% of tokens, its upcoming Sepolia Testnet’s lending and borrowing protocol, including liquidity pools, mtTokens, debt tokens, liquidator bot, plus sound risk management, and a $50,000 USDT Bug Bounty Program, makes the platform secure and scalable. Investors targeting long-term growth and potential market leadership need to quickly acquire MUTM tokens prior to the presale’s progression.
For more information regarding Mutuum Finance (MUTM) please use the following links:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
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